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Read and understand the hadith

Narrated by An-Nasā’i and AhmadAuthentic

O Allah, I seek refuge with You from the dominance of debt, the dominance of the enemy, and the gloat of the enemies

Narrator in the source: ‘Abdullāh ibn ‘Amr ibn al-‘Aas reported that the Prophet

‘Abdullah ibn ‘Amr ibn al-‘Ās (may Allah be pleased with him and his father) reported that the Messenger of Allah (may Allah's peace and blessings be upon him) used to supplicate with these words: "O Allah, I seek refuge with You from the dominance of debt, the dominance of the enemy, and the gloat of the enemies."
Grade in the source
Authentic
Reported by
Narrated by An-Nasā’i and Ahmad
Source entry
HadeethEnc · 5489 ↗
Original Arabic wording
عَنْ عَبْدِ اللَّهِ بْنِ عَمْرِو بْنِ الْعَاصِ رضي الله عنهما أَنَّ رَسُولَ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ كَانَ يَدْعُو بِهَؤُلَاءِ الْكَلِمَاتِ: «اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ، وَغَلَبَةِ الْعَدُوِّ، وَشَمَاتَةِ الْأَعْدَاءِ».
Understand this hadith

The Prophet (may Allah's peace and blessings be upon him) sought refuge from several things, which are: First: (O Allah, I seek refuge), shelter, and protection (with You) not with anyone else (from the dominance of debt), its subjugation, grief, and distress, and I ask You for support to repay and settle it. Second: (The dominance of the enemy), his subjugation and overpowering, and I ask You to ward off his harm and grant me victory over him. Third: (And the gloat of the enemies) and their rejoicing at what befalls Muslims of misfortunes and calamities.

Lessons from the hadith
  • Encouraging the act of seeking refuge with Allah from everything that distracts one from obeying Him and causes concerns like debts and others.
  • There is nothing wrong with debts in general; however, the case is different for those who tend not to repay debts, which is the dominant debt.
  • Man has to avoid things that bring him gloat and criticism.
  • Pointing out the disbelievers' hostility towards the believers and how they rejoice at their misfortunes.
  • The enemies' expression of their delight at one's misfortune is harder for him than the misfortune itself.
References (original Arabic)

سنن النسائي (8/ 265) (5475). مسند أحمد (11/ 189) (6618). توضيح الأحكام من بلوغ المرام، لعبد الله البسام (7/ 569). منحة العلام في شرح بلوغ المرام، لعبد الله الفوزان (10/ 450). فتح ذي الجلال والإكرام، لابن عثيمين (6/ 497).